1ndex — White-Label Neobank Platform
Challenge
Building a digital bank from scratch typically requires separate development of accounts, payments, cards, customer onboarding, compliance, mobile applications, web interfaces, and operational back-office software.
The process may take 12–18 months and require multiple banking, payment, identity, security, and infrastructure integrations. Companies also face the challenge of combining traditional fiat services with growing demand for crypto and Web3 functionality.
Building a digital bank from scratch typically requires separate development of accounts, payments, cards, customer onboarding, compliance, mobile applications, web interfaces, and operational back-office software.
The process may take 12–18 months and require multiple banking, payment, identity, security, and infrastructure integrations. Companies also face the challenge of combining traditional fiat services with growing demand for crypto and Web3 functionality.
Solution
ilink developed 1ndex, a modular white-label neobank that combines fiat banking and crypto services in one API-first ecosystem.
The platform includes:
- Multi-currency accounts;
- IBAN functionality;
- SEPA and SWIFT payments;
- Card services;
- BaaS and third-party integrations;
- Crypto processing and digital asset modules;
- KYC and KYB workflows;
- Transaction monitoring;
- Security and access controls;
- Web application;
- iOS application;
- Android application;
- Unified operational back office;
- SaaS, PaaS, and source-code licensing options.
Each implementation can be configured for the client’s brand, financial products, target market, partners, compliance model, and infrastructure requirements.
ilink developed 1ndex, a modular white-label neobank that combines fiat banking and crypto services in one API-first ecosystem.
The platform includes:
- Multi-currency accounts;
- IBAN functionality;
- SEPA and SWIFT payments;
- Card services;
- BaaS and third-party integrations;
- Crypto processing and digital asset modules;
- KYC and KYB workflows;
- Transaction monitoring;
- Security and access controls;
- Web application;
- iOS application;
- Android application;
- Unified operational back office;
- SaaS, PaaS, and source-code licensing options.
Each implementation can be configured for the client’s brand, financial products, target market, partners, compliance model, and infrastructure requirements.
Results
1ndex helps businesses reduce the neobank launch cycle to approximately two to four months compared with a traditional 12–18-month custom development process.
The client receives four ready interfaces and a reusable foundation for banking, payments, cards, compliance, and crypto services. The modular architecture allows the platform to launch with selected functionality and expand gradually through new financial products, providers, markets, and Web3 modules.
1ndex helps businesses reduce the neobank launch cycle to approximately two to four months compared with a traditional 12–18-month custom development process.
The client receives four ready interfaces and a reusable foundation for banking, payments, cards, compliance, and crypto services. The modular architecture allows the platform to launch with selected functionality and expand gradually through new financial products, providers, markets, and Web3 modules.