Digitap is an AI-powered fintech platform offering a suite of APIs designed to support digital lending, identity verification, and risk assessment workflows. The platform aggregates data from multiple sources — including bureau data, bank statement analysis, GST data, and device intelligence — to help lenders, NBFCs, banks, and fintech companies automate credit decisioning and reduce fraud. Key capabilities include KYC and KYB verification, alternative data-based credit scoring, bank statement analysis, and fraud detection. Digitap positions itself as an enabler for financial institutions looking to expand credit access to underserved or thin-file borrowers by leveraging non-traditional data signals. The platform is API-first, allowing integration into existing lending or onboarding workflows. It primarily serves the Indian financial services market, catering to banks, NBFCs, fintechs, and digital lenders seeking to streamline underwriting and compliance processes.
Target audience and deployment
- Startup
- SMB
- Mid-market
- Enterprise
- Cloud
- API
Key features
Use cases
- Automate KYC and KYB identity verification
- Assess creditworthiness using alternative data
- Detect and prevent lending fraud
- Analyze bank statements for underwriting
- Streamline digital loan origination workflows
Best for
- Fintech lenders who need to automate credit underwriting with alternative data
- NBFCs and banks who need to verify customer identities and reduce onboarding fraud
- Digital lending platforms who need to expand credit access to thin-file borrowers