Kavach: AI Regulatory Change Management Platform for Banking Compliance
Challenge
Banks receive a steady stream of RBI circulars, and each one must be interpreted, implemented, tested and proven. The link between a regulatory paragraph and the system change that satisfies it usually lives in emails, spreadsheets and tickets, with no clear owner or approval record.
Banks receive a steady stream of RBI circulars, and each one must be interpreted, implemented, tested and proven. The link between a regulatory paragraph and the system change that satisfies it usually lives in emails, spreadsheets and tickets, with no clear owner or approval record.
Solution
SoluLab built Kavach, a regulatory change platform that keeps one connected record from circular to board report. Regulatory Intelligence triages incoming circulars by domain, impact and owner. A Circular Workspace anchors each case to the exact source paragraph and the bank records it affects. A reasoning engine drafts applicability decisions and testable requirements; named reviewers approve each version.
A knowledge graph links requirements to controls, procedures, systems and code. The Work Orchestrator turns approved requirements into owned delivery work and versioned procedure updates, tracking each recipient's acknowledgement. The Living Chain of Trust runs the approved checks against a specific build and source snapshot, tying results, QA decisions and the release gate to the requirement version they prove.
SoluLab built Kavach, a regulatory change platform that keeps one connected record from circular to board report. Regulatory Intelligence triages incoming circulars by domain, impact and owner. A Circular Workspace anchors each case to the exact source paragraph and the bank records it affects. A reasoning engine drafts applicability decisions and testable requirements; named reviewers approve each version.
A knowledge graph links requirements to controls, procedures, systems and code. The Work Orchestrator turns approved requirements into owned delivery work and versioned procedure updates, tracking each recipient's acknowledgement. The Living Chain of Trust runs the approved checks against a specific build and source snapshot, tying results, QA decisions and the release gate to the requirement version they prove.
Results
Retrospective customer assessment compares observed and expected outcomes per account and keeps remediation open as its own outcome until it is resolved. The platform is designed to run in the bank's own cloud or on-premises environment, with role-based access, maker-checker approvals, encryption and a complete activity log.
The result is an auditable trail from circular text through requirement, code change, verification evidence, customer remediation and board reporting, with a named human decision at every gate. An inspector can ask why a release was approved and get an answer drawn from the case records.
Retrospective customer assessment compares observed and expected outcomes per account and keeps remediation open as its own outcome until it is resolved. The platform is designed to run in the bank's own cloud or on-premises environment, with role-based access, maker-checker approvals, encryption and a complete activity log.
The result is an auditable trail from circular text through requirement, code change, verification evidence, customer remediation and board reporting, with a named human decision at every gate. An inspector can ask why a release was approved and get an answer drawn from the case records.